@charset "UTF-8";
:root{--bg:#10131d;--accent:#78e0d1;--accent2:#ffb45c;--ink:#f4f0e8;--panel:color-mix(in srgb,var(--bg) 72%,white 9%);--muted:color-mix(in srgb,var(--ink) 70%,transparent);--line:color-mix(in srgb,var(--ink) 18%,transparent);--body:'Segoe UI', Arial, sans-serif;--display:Constantia, Georgia, serif}
body.spl{--site-template:spectrum-ledger}

*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--body);line-height:1.65}a{color:inherit}.spl-top-nav{position:sticky;top:0;z-index:40;display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;padding:8px max(16px,calc((100vw - 1180px)/2));background:color-mix(in srgb,var(--bg) 88%,transparent);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.spl-top-nav a{text-decoration:none}.spl-nav-links{display:flex;gap:20px}.spl-brand{display:flex;align-items:center;gap:10px;font-family:var(--display);letter-spacing:.04em}.spl-brand-mark{display:grid;place-items:center;width:38px;height:38px;border:1px solid var(--accent);color:var(--accent);border-radius:11px;font-size:12px}.spl-nav-cta,.spl-primary-cta,.spl-secondary-cta,.spl-text-cta{min-height:46px;display:inline-flex;align-items:center;justify-content:center;padding:0 18px;text-decoration:none;font-weight:700}.spl-nav-cta,.spl-primary-cta{background:var(--accent);color:#071014}.spl-secondary-cta{border:1px solid var(--accent2)}.spl-page{max-width:1180px;margin:auto;padding:24px 18px 72px}.spl-hero,.spl-section,.spl-faq,.spl-editor-note{background:var(--panel);border:1px solid var(--line);border-radius:18px}.spl-hero{padding:clamp(28px,6vw,72px);margin:18px 0}.spl-eyebrow{margin:0;color:var(--accent);font:700 12px/1.3 var(--body);letter-spacing:.15em;text-transform:uppercase}h1,h2,h3{font-family:var(--display);line-height:1.12}h1{font-size:clamp(36px,6.5vw,76px);max-width:18ch;margin:18px 0}h2{font-size:clamp(23px,3vw,36px);margin:0 0 16px}.spl-deck{max-width:70ch;font-size:clamp(17px,2vw,22px);color:var(--muted)}.spl-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.spl-metrics{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}.spl-metric{min-width:120px;padding:15px;border:1px solid var(--line);border-radius:14px}.spl-metric span,.spl-metric small{display:block}.spl-metric span{font:700 24px var(--display);color:var(--accent2)}.spl-metric small{color:var(--muted)}.spl-focus-strip{margin:18px 0 28px;padding:18px;background:var(--accent);color:#071014}.spl-focus-label{margin:0 0 12px;font-weight:700;text-transform:uppercase;letter-spacing:.1em}.spl-quick-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.spl-quick-card{padding:16px;border:1px solid #07101444;background:#ffffffd9;color:#071014}.spl-quick-card h3{margin:0 0 8px}.spl-quick-card p{margin:0 0 12px}.spl-quick-card .spl-text-cta{min-height:38px;color:#071014;text-decoration:underline}.spl-section-grid{margin:28px 0;list-style:none;padding-left:0}.spl-section{padding:clamp(22px,4vw,38px)}.spl-section-number{color:var(--accent);font:700 15px var(--body);margin-bottom:14px}.spl-section p,.spl-faq p,.spl-editor-note p{color:var(--muted);max-width:76ch}.spl-section-action{margin:0}.spl-text-cta{padding:0;color:var(--accent2)}.spl-faq,.spl-editor-note{padding:clamp(26px,5vw,52px);margin:28px 0}.spl-faq details{padding:17px 0;border-top:1px solid var(--line)}.spl-faq summary{cursor:pointer;min-height:40px;font-weight:700}.spl-editor-note{border-color:var(--accent)}.spl-site-footer{padding:32px 18px;text-align:center;color:var(--muted);border-top:1px solid var(--line)}

.spl-page{max-width:1180px}.spl-section-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.spl-section{border-left:6px solid var(--accent)}.spl-section:nth-child(4n){grid-column:span 2}.spl-hero{background:linear-gradient(130deg,var(--panel),color-mix(in srgb,var(--accent) 14%,var(--panel)))}

@media(max-width:760px){.spl-nav-links{display:none}.spl-page{padding:10px 10px 52px}.spl-hero{margin-top:10px;padding:26px 20px}h1{font-size:38px}.spl-page,.spl-hero,.spl-hero-copy{display:block}.spl-section-grid{display:block;columns:auto}.spl-section,.spl-section:nth-child(n){display:block;width:auto;margin:12px 0;transform:none;position:relative;top:auto;text-align:left;clip-path:none}.spl-section:nth-child(even) .spl-section-number,.spl-section:nth-child(even) .spl-section-copy{order:initial}.spl-metrics,.spl-quick-grid{display:grid;grid-template-columns:repeat(2,1fr)}.spl-metric{min-width:0;padding:10px}.spl-metric span{font-size:17px}}